Australia-Wide By Zoom, Teams Or Phone
Online Financial Advice, Wherever You Live In Australia.
Independent advisers who charge no ongoing fees are hard to find in any city, and harder outside one. You do not need one nearby. Everything I do works by Zoom, Teams or phone, and my clients are in every state.
$330, credited against your advice fee. If you do not need advice, I will tell you.
Four consultations a week.
Why Location Does Not Matter For This
Super, tax and the Age Pension are federal. The rules are the same in Perth as in Parramatta. Your statements are PDFs. The advice is a document, and I present it on a screen we both look at.
What matters is who is advising you and how they are paid, not how far they are from your house.
How It Works From Anywhere
1. Book Online
Pick a time. Times show in your own time zone.
2. Fill In A Short Form
It arrives after you book. About five minutes, rough figures are fine.
3. Meet By Zoom, Teams Or Phone
Forty-five minutes, with both partners if the advice covers two of you.
4. Advice Presented To You
Your Statement of Advice, walked through page by page by Zoom or Teams.
Clients In Every State
New South Wales
Sydney, Newcastle, Wollongong and regional NSW. In person at Martin Place if you prefer.
Victoria
Melbourne, Geelong and regional Victoria.
Queensland
Brisbane, the Gold Coast, the Sunshine Coast and north. I am a Queenslander myself.
Western Australia
Perth and regional WA. Afternoon Sydney times suit WA mornings.
South Australia, Tasmania, ACT And NT
Adelaide, Hobart, Canberra, Darwin and everywhere between.
One-Off Advice Versus An Ongoing Adviser
Most advisers charge you every year. I charge you once.
| Comparison | An Ongoing Adviser | One-Off Advice |
|---|---|---|
| The fee | About 1% of your balance, every year | From $6,600, once ($8,800 if complex) |
| On $800,000, over ten years | About $110,000 | From $6,600 |
| Where your money sits | Often in a product the adviser manages | In your own name, in a low-cost fund |
| Who pays the adviser | Your balance, automatically | You, once, by invoice |
| If you do nothing | The fee keeps coming out | There is nothing to cancel |
Illustration only: 1% a year of a balance that starts at $800,000 and grows 7% a year. Real fees and returns vary.
Can I get financial advice online in Australia?
Yes. Personal financial advice can be given entirely by video, and the same legal protections apply as in person. You still receive a written Statement of Advice.
Is online advice as good as in person?
For super, investments, insurance and retirement, yes. Nothing about the advice depends on being in the same room.
Do you advise clients outside Sydney?
Yes, in every state and territory.
I live in a regional area. Does that change anything?
No. If anything, one-off advice suits you better, because there is no annual meeting to travel to.
What time zone are bookings in?
The calendar shows times in your own time zone.
General advice only. It does not take your objectives, financial situation or needs into account. Consider whether it is appropriate for you before acting on it.
Related
Book A Consultation
If you do not need advice, you find out for $330, not $6,600.
- 45 minutes with the adviser himself, not a junior
- A fixed quote on the call, if advice is warranted
- The $330 is credited in full if you proceed
Why $330 and not free? A free first meeting is usually paid for later, through ongoing fees. I would rather you paid once for my time and owed me nothing.
Pay $330 now. A consultation, not an advice session. Reschedule up to 48 hours before.