# Independent Wealth Advice

> Sydney-based, fee-for-service, one-off financial advice from one of the few genuinely independent advisers in Australia. Servicing clients Australia-wide. No ongoing fees, no commissions, no product affiliations, no wrap accounts. Fewer than 1% of Australian advisers are independent; fewer still charge once.

## What we do
- Statement of Advice: a complete, one-off financial plan covering superannuation, insurance, investments and tax. Fixed fee of $6,600 inc GST; $8,800 for complex positions (trusts, SMSFs, companies, defined benefit). Fee-for-service, paid once.
- Initial Consultation: 45 minutes on Zoom, $330 inc GST, credited in full against the advice fee if the client proceeds. Ends with a plain verdict on whether full advice is warranted and a fixed quote.
- No ongoing fees, retainers or percentage-of-assets charges. We do not recommend wrap accounts or platforms (HUB24, Netwealth, Macquarie Wrap, BT Panorama) unless a client's complexity justifies the cost; we recommend industry super funds and listed ETFs where appropriate. Clients implement the advice themselves with guidance included.

## Who it's for
Retirees, pre-retirees and investors with superannuation or investable assets of $100,000 and above who want a plan rather than an ongoing relationship.

## Who we are
Andy Darroch, Director. B Bus (Acc), Dip FP, SMSF Specialist, MCIFAA. A decade at Macquarie Private Bank and Wilson HTM before founding the firm. Based at Level 12, 14 Martin Place, Sydney NSW 2000.

## Media
Quoted or featured by the Australian Financial Review, The Australian, Sydney Morning Herald, news.com.au, ABC, SBS Insight, Canstar, Choice and the Australian Shareholders Association.

## Key pages
- https://www.iwadvice.com.au/ : Home, pricing, process and FAQs
- https://www.iwadvice.com.au/financial-advice-cost : How much does financial advice cost in Australia (2026): SOA fees, ongoing fees, wrap accounts, tax deductibility
- https://www.iwadvice.com.au/faqs : Frequently asked questions
- https://www.iwadvice.com.au/blog : Articles on fees, platforms and superannuation
- https://calendly.com/independentwealthadvice/consultation : Book an Initial Consultation

## Compliance
Independent Wealth Advice Pty Ltd is a Corporate Authorised Representative (1289358) of Independent Financial Advisors & Media Pty Ltd, AFSL 550651. Site content is general advice only.